CrestAsset
CrestAsset

Loan Service

Borrow with confidence

Capital when you need it, on terms you can see.

CrestAsset members can request a loan against their account, get a decision from our team, and repay from their balance at any time before the due date. No hidden fees, no confusing paperwork.

  • Flat interest, agreed before you accept.
  • Repay early or in parts - interest stays the same.
  • Clear due date and progress tracking in your dashboard.

Loan size

$100 - $10,000

Terms

30 / 60 / 90 days

Interest

5% per 30 days

Repayment

From your balance

How it works

Three simple steps

Every request is reviewed by our team before funds are credited, so limits stay responsible.

1

Request

Choose an amount and a 30, 60 or 90 day term. Add a short purpose so our team can review it quickly.

2

Approval

Once approved, the amount is credited to your CrestAsset balance and your due date is set automatically.

3

Repay

Repay in one go or in parts from your dashboard. The loan closes automatically when the full amount is settled.

Loan terms

Amount$100 to $10,000
Term30, 60 or 90 days
Interest5% flat per 30 days (5% / 10% / 15%)
Total duePrincipal + flat interest, shown before you submit
RepaymentAnytime from your balance, in part or in full
Open loansOne at a time per account

Loans are subject to approval and account standing. Borrowing carries risk - only take on a repayment you can comfortably meet.

Common questions

Who can request a loan?

Any active CrestAsset member with an account in good standing. Requests are reviewed manually, so a strong account history helps.

How fast is approval?

Most requests are reviewed the same working day. You are notified by email once a decision is made.

What happens if I repay early?

Interest is flat for the term, so early repayment does not reduce it - but there is no penalty either. The loan simply closes when the full total is paid.

Can I take more than one loan?

One open loan per account. Once it is fully repaid, you can request another.

Ready to put your account to work?

Sign in to request a loan, or create a free account to get started.